For many South African students, the dream of going to university or college can feel out of reach due to financial constraints. That’s where the National Student Financial Aid Scheme (NSFAS) steps in. Designed to help students from low-income households, NSFAS provides crucial funding that makes higher education more accessible and inclusive.
In this guide, we’ll walk you through how NSFAS works, who qualifies, how to apply, and the life-changing benefits it offers.
What Exactly is NSFAS?
NSFAS is a government-backed program that provides financial aid to students who can’t afford the cost of tertiary education. Whether you’re heading to a public university or a TVET (Technical and Vocational Education and Training) college, NSFAS helps cover the major expenses so you can focus on your studies — not your finances.
What Does NSFAS Cover?
NSFAS primarily offers bursaries, but in some cases, low-interest loans are also available. Here’s what you can expect:
1. Bursaries (No Repayment Needed)
These grants cover:
- Tuition fees
- Accommodation
- Textbooks and study materials
- Transport allowances
2. Loans
For any costs not fully covered by bursaries, NSFAS can provide loans with low interest rates and flexible repayment plans — but these must be paid back after you start working.
Comprehensive Student Support
NSFAS doesn’t just cover your tuition — it looks after all the major costs involved in being a student:
- Full Tuition Coverage: Enrolled students don’t have to worry about course fees.
- Housing Support: Whether you live in a university residence or off-campus, NSFAS can help pay for your accommodation.
- Learning Materials: Funding is available for essential books and resources.
- Transport: NSFAS helps with commuting costs if you live far from campus.
Who Can Apply? NSFAS Eligibility Criteria
If you’re thinking of applying for NSFAS, you’ll need to meet a few requirements:
1. South African Citizenship
You must be a South African citizen with a valid ID number.
2. Financial Need
Your combined household income must be:
- R350,000 or less per year for most applicants
- R600,000 or less if you’re living with a disability
3. Registered or Accepted at a Public Institution
You must be enrolled at — or accepted by — a public university or TVET college.
4. Academic Criteria
First-time undergraduate students are prioritized. If you’re a returning student, you’ll need to have passed at least 50% of your previous year’s modules.
5. SASSA Beneficiaries Automatically Qualify
If you’re receiving a grant from SASSA, you’re automatically eligible for NSFAS funding — no income check needed.
How to Apply for NSFAS
Applying is easy if you follow these steps:
Step 1: Create Your myNSFAS Account
- Go to www.nsfas.org.za
- Click on “myNSFAS” and register using your ID number, email, and phone number.
Step 2: Log In
After creating your account, log in using your details.
Step 3: Fill Out the Application
Complete the form with accurate personal, financial, and academic information.
Step 4: Upload Required Documents
Make sure you have:
- A certified copy of your South African ID
- Proof of household income (e.g., payslips or affidavits)
- Your latest academic results (if needed)
Step 5: Submit Your Application
Review everything carefully and submit. Don’t forget to save your reference number so you can track your status later.
When to Apply
For the 2025 academic year, NSFAS applications are expected to open in September 2024 and close by November 2024. Don’t miss the window!
Why NSFAS Makes a Difference
✅ Opens Doors to Higher Education
NSFAS helps students who might not otherwise afford college or university get the education they deserve.
✅ Less Financial Pressure
With major expenses covered, students can concentrate on passing exams, not paying bills.
✅ Improves Employment Opportunities
By helping students gain qualifications and skills, NSFAS funding boosts long-term job prospects and financial independence.
✅ Supports All Study Paths
Whether you’re going the university route or opting for vocational training, NSFAS has you covered.
Final Thoughts
NSFAS is more than just a funding scheme — it’s a gateway to a better future. For many low-income South African students, it’s the reason they’re able to attend university or college in the first place.
If you meet the requirements, don’t hesitate. Apply early, prepare your documents, and stay informed about key dates. With the support of NSFAS, your goals are within reach — and your future just got a lot brighter.